Savings Accounts

Here are some of the banks that provide savings accounts in India. This is not a comprehensive list as we have not included Payment Banks, Co-operative Banks (which you may be surprised to know are of 6 types – as per RBI classification) and Regional Rural Banks.

In case you wanted to know, there are 2,150 banks in India as of beginning of July 2018. And we have included only (what we think are) the top 61 banks with some sizeable retail presence in metro, urban and semi-urban areas.

 

Public Sector Banks

 

Allahabad Bank

Allahabad Bank offers the following savings account schemes:

  1. Allbank Shakti
  2. Normal Savings Account
  3. Premium Savings Account
  4. Three in One Account
  5. Vikash Savings
  6. Saral Savings
  7. Savi Fix
  8. Mahila Sanchay
  9. Salary Premium
  10. AllBank Senior

Reference Facts

  • Allahabad Bank Website: allahabadbank.in
  • Headquarters: Kolkata, West Bengal
  • Call Centre Toll Free Number: 1800220363 (ATM / Other Delivery channels), 1800226061 (Internet, Mobile and SMS Banking)

 

Andhra Bank

The bank has the below savings accounts:

  1. AB Kiddy Bank
  2. AB Abhaya Plus
  3. AB Easy Savings
  4. AB Abhaya SB Account
  5. AB Abhaya Gold SB Account
  6. AB Jeevan Abhaya Scheme
  7. AB Super Salary SB Account
  8. AB Platinum SB Account
  9. AB Diamond SB Account
  10. Abhaya First Wealth Pack
  11. AB Jeevan Abhaya Double Plus
  12. AB Jeevan Abhaya Triple Plus
  13. AB Little Stars and AB Teens

Reference Facts

  • Andhra Bank Website: andhrabank.in
  • Headquarters: Hyderabad, Telangana
  • Call Centre Toll Free Number: 1800 425 1515

 

Bank of Baroda

Bank of Baroda, one of the largest banks in India offers the below savings accounts:

  1. Savings Bank Account
  2. Super Savings Account
  3. Baroda Salary Privilege
  4. Baroda Salary Premium
  5. Baroda Salary Super
  6. Baroda Salary Classic
  7. Baroda Centenary Savings Account
  8. Baroda Basic Savings Account
  9. Baroda Salary Advantage Saving Account
  10. Baroda Bachat Mitra
  11. Baroda Pensioners Savings Bank Account
  12. Baroda Jeevan Suraksha Savings Bank Account
  13. Baroda Champ Savings Account
  14. Gen-Next Junior

Reference Facts

  • Bank of Baroda Website: bankofbaroda.com
  • Headquarters: Baroda (Vadodara), Gujarat
  • Call Centre Toll Free Number: 1800 223 344, 1800 102 4455

 

Bank of India

Bank of Baroda has the below savings schemes:

  1. BOI Star Yuva Account
  2. BOI Star Mahila SB Account
  3. BOI Star Senior Citizen SB Account
  4. SB Account for Pensioners
  5. Diamond Saving Bank Account
  6. Star Suraksha SB Plus Account
  7. Savings Bank Ordinary Account
  8. BOI Savings Plus Scheme
  9. BOI Super Saving Plus

Reference Facts

  • Bank of India Website: bankofindia.co.in
  • Headquarters: Mumbai, Maharashtra
  • Call Centre Toll Free Number: 1800 220 229, 1800 103 1906

 

Bank of Maharashtra

The bank offers the following savings accounts:

  1. Mahabank Savings Bank Scheme
  2. Mahabank Yuva Yojana
  3. Maha Bank Lok Bachat Yojana
  4. Mahabank Royal Savings Account
  5. Mahabank Purple Savings Account
  6. NRI Ordinary Account
  7. NRI External Account

Reference Facts

  • Bank of Maharashtra Website: bankofmaharashtra.in
  • Headquarters: Pune, Maharashtra
  • Call Centre Toll Free Number: 1800 233 4526, 1800 102 2636

 

Canara Bank

Canara Bank’s saving accounts include:

  1. Savings Bank Account
  2. Canara Junior Saving Account
  3. Canara NSIGSE Savings Bank Deposit Account
  4. Canara Champ Deposit Scheme
  5. Canara Basic Savings Bank Deposit Account
  6. Canara Small Savings Bank Deposit Account
  7. Canara Jeevandhara SB Account For Senior Citizens
  8. Canara SB Power Plus
  9. Canara Payroll Package Saving Bank Account
  10. Canara Junior Saving Account

Reference Facts

  • Canara Bank Websites: canarabank.com/english/ and www.canarabank.in/ (net banking)
  • Headquarters: Bangalore, Karnataka
  • Call Centre Toll Free Number: 1800 425 0018

 

Central Bank of India

Offers the following savings accounts:

  1. Home Saving Safe (HSS) Account
  2. Cent Premium
  3. Cent Param
  4. Cent Balbhavishya
  5. Cent Salary Saving Scheme (CSSS)
  6. Cent Bachat Khata

Reference Facts

  • Central Bank of India Website: centralbankofindia.co.in and www.centralbank.net.in (net banking)
  • Headquarters: Mumbai, Maharashtra
  • Call Centre Toll Free Number (24 hours): 1800 22 1911

 

Corporation Bank

The bank has the following savings accounts for retail customers:

  1. Regular Savings Account
  2. Corp Elite & Delite
  3. Corp Super Saving Account
  4. Corp Mahila Power Account
  5. Corp Arambh Savings Account
  6. Corp Saral Plus Savings Account
  7. Corp Signature Account
  8. Corp Classic Savings Account
  9. Corp New Gen
  10. Corp Pragati Account
  11. Corp Saral Savings Account
  12. Corp Saral Plus NRE

Reference Facts

  • Corporation Bank Website: corpbank.com
  • Headquarters: Mangalore, Karnataka
  • Call Centre Number: 1800 425 2407

 

Dena Bank

Has the following savings accounts:

  1. Basic Saving Bank Account
  2. Dena Jeevan SB Account
  3. Dena Minor Savings Scheme
  4. Dena Savifix Deposit Scheme
  5. Dena Stree Shakti
  6. Dena Premium Savings Account Scheme

Reference Facts

  • Dena Bank Website: denabank.com
  • Headquarters: Mumbai, Maharashtra
  • Call Centre Number: 1800 233 6427

 

IDBI Bank Limited

IDBI Bank is a Government of India owned bank that was originally set up through an act in 1964. It offers the following savings accounts:

  1. Super Savings Account
  2. Super Shakti (Women’s) Account
  3. Jubilee Plus (Senior Citizens) Account
  4. Being Me Account
  5. Power Kidz Account
  6. Small Account (with Relaxed KYC)
  7. Sabka Basic Savings Account (with Complete KYC)
  8. Pension Savings Account (Central Govt. Employees)
  9. Capital Gain Account Scheme

Reference Facts

  • IDBI Bank Website: idbi.com
  • Headquarters: Mumbai, Maharashtra
  • Call Centre Number: 1800 200 1947, 1800 221 070

 

Indian Bank

The bank has the following types of savings accounts for its customers:

  1. Savings Bank
  2. IB CORP SB – Payroll Package Scheme
  3. Vikas Savings Khata
  4. SB Platinum
  5. IB Smart Kid SB Account

Reference Facts

  • Indian Bank Website: indianbank.in and www.indianbank.net.in (net banking)
  • Headquarters: Chennai, Tamil Nadu
  • Call Centre Number (24 Hours): 1800 425 00 000, 1800 425 4422

 

Indian Overseas Bank

IOB has quite a few savings accounts, viz.:

  1. Regular Savings Bank
  2. IOB – Savings Bank Gold I
  3. IOB – Savings Bank Gold II
  4. IOB – Savings Bank Silver I
  5. IOB – Savings Bank Silver II
  6. IOB Student
  7. Corporate Salary Account
  8. SB Platinum
  9. SB Small Account
  10. Basic SB Deposit Account
  11. Saving Bank Rules
  12. Savings Bank Application Form
  13. Basic Small SB Opening form
  14. SB – Little Star
  15. IOB Savings Bank SB DEFCOM
  16. IOB – Savings Bank SB DEFNON
  17. IOB Savings Bank SB AROGIYAMAHILA

Reference Facts

  • Indian Overseas Bank Website: iob.in and www.iobnet.co.in (net banking)
  • Headquarters: Chennai, Tamil Nadu
  • Call Centre Number: 1800 425 4445

 

Oriental Bank of Commerce

Oriental Bank or OBC as it is often called offers the following savings accounts:

  1. Savings Account
  2. Basic Savings Account
  3. Oriental Salary Account
  4. Oriental Premium Salary Account
  5. Oriental Yuva Account
  6. Oriental Saprivaar Account
  7. Oriental Pranam Account
  8. Stree Sakti Saving Account
  9. Oriental Salute Salary Account
  10. Unnati Deposit Scheme
  11. Oriental Pratham Account
  12. Capital Gains Accounts Scheme

Reference Facts

  • Oriental Bank of Commerce Website: obcindia.co.in and www.obconline.co.in (net banking)
  • Headquarters: Gurgaon, Haryana
  • Call Centre Number: 1800 102 1235, 1800 180 1235

 

Punjab & Sind Bank

The bank offers these savings accounts:

  1. Small Accounts
  2. Basic Savings Bank Deposit Account
  3. Saving Bank Account
  4. PSB Premier Savings Bank Account

Reference Facts

  • Punjab & Sind Bank Website: psbindia.com
  • Headquarters: New Delhi, Delhi
  • Call Centre Number: 1800 419 8300

 

Punjab National Bank

The second largest bank in India offers these savings accounts:

  1. Saving Deposit (General) Account
  2. Premium Saving Account
  3. PNB Prudent Sweep for Individuals
  4. PNB SF Prudent Sweep for the Accounts of Institutions
  5. Family Protection Account
  6. PNB Junior SF Account
  7. PNB Vidyarthi SF Account
  8. Basic Saving Bank Deposit Account (BSBDA)
  9. PNB Rakshak Scheme
  10. PNB Shikshak Sweep Scheme
  11. Scheme for Providing Overdraft Facility to Pensioners
  12. PNB Power Savings
  13. PNB Pension Savings Account
  14. Normal Salary Account
  15. Gold Salary Account
  16. Premium Salary Account
  17. Platinum Salary Account

Reference Facts

  • Punjab National Bank Website: pnbindia.in and www.netpnb.com (net banking)
  • Headquarters: New Delhi, Delhi
  • Call Centre Number: 1800 180 2222, 1800 103 2222

 

State Bank of India

India’s largest bank offers the following saving bank accounts:

  1. Basic Savings Bank Account
  2. Savings Plus Account
  3. Small Account
  4. Pehla Kadam
  5. Pehli Udaan
  6. Salary Account Packages
  7. Insta Savings Account
  8. Digital Savings account

Reference Facts

  • State Bank of India Website: https://sbi.co.in and onlinesbi.com (net banking)
  • Headquarters: Mumbai, Maharashtra
  • Call Centre Number: 1800 425 3800, 1800 112 211, 1800 110 009 (pensioners only)

 

Syndicate Bank

Here are the savings accounts from Syndicate Bank

  1. Savings Bank Account
  2. SyndSupreme Savings Account
  3. SyndSamanya Savings Bank Account

Reference Facts

  • Syndicate Bank Website: syndicatebank.in and www.syndonline.in (net banking)
  • Headquarters: Manipal, Karnataka
  • Call Centre Number: 1800 3011 3333, 1800 208 3333

 

UCO Bank

The eastern India-focussed bank offers the below savings accounts:

  1. UCO Saral Savings Deposit Scheme
  2. No-Frills Savings Bank Account (Zero Balance)
  3. UCO Smart Kids Savings Bank Scheme

Reference Facts

  • UCO Bank Website: ucobank.com and www.ucoebanking.com (net banking)
  • Headquarters: Kolkata, West Bengal
  • Call Centre Number: 1800 274 0123

 

Union Bank of India

Union Bank offers the following savings accounts:

  1. Regular Savings Account
  2. Basic Savings Bank Account
  3. Union Family Savings Scheme
  4. Union Flexi Account
  5. Union Flexi Plus Savings Deposit
  6. Union Capital Gain Deposit Scheme
  7. Union Super Salary Account
  8. Union Super Salary Account for Defence and Paramilitary Personnel
  9. Special Salary Package for Government Employees

Reference Facts

  • Union Bank of India Website: unionbankofindia.co.in and www.unionbankonline.co.in (net banking)
  • Headquarters: Mumbai, Maharashtra
  • Call Centre Number: 1800 208 2244, 1800 22 2244

 

United Bank of India

The Eastern India focussed bank offers the below savings accounts for customers:

  1. Savings Bank Account
  2. United Basic SB Account
  3. United Children Savings Account
  4. United Bonanza Savings

Reference Facts

  • United Bank of India Website: unitedbankofindia.com
  • Headquarters: Kolkata, West Bengal
  • Call Centre Number: 1800 345 0345, 1800 103 3470

 

Vijaya Bank

Vijaya Bank provides the following savings bank products:

  1. Savings Bank Account
  2. V Basic SB Account
  3. V Payroll Savings Bank Account
  4. V Genuth Savings Bank Account
  5. V Balika Savings Bank Account
  6. V Platinum Savings Bank Account
  7. V Plus Savings Bank Account

Reference Facts

  • Vijaya Bank Website: vijayabank.com and www.vijayabankonline.in (net banking)
  • Headquarters: Bangalore, Karnataka
  • Call Centre Number: 1800 425 5885 , 1800 425 9992, 1800 425 4066

 

More to come…