Thinking of a Personal Loan to pay off your debts?

Take a look at Bandhan Bank Personal Loan, the perfect loan scheme to consolidate your debts

Bandhan Bank Personal Loan

This loan helps borrowers to get funds to meet their personal needs such as expenses for a child’s wedding, domestic and foreign travel, medical emergency, etc. Borrowers can also avail this loan scheme as a consolidation loan to pay off their debts.

Features of Bandhan Bank Personal Loan

Why this Loan?

  • The Bandhan Bank Personal Loan is designed to help Bandhan Bank account holders get financial assistance to meet their personal needs. Borrowers can also avail this loan scheme to pay off their debts
  • This is an unsecured loan, meaning you don’t have to offer any collateral to get the loan

Loan Amount

  • The maximum loan amount offered under this loan scheme is Rs. 5 lakh

Interest

  • The interest rate for this loan can be anywhere in the range from 15.00% to 16.18%

Repayment


  • This loan must be repaid within 3 years

Eligibility

  • Bandhan Bank account holders get financial assistance to meet their personal needs
  • Bandhan Bank employees are not eligible for this loan
  • First-time loan borrowers are also eligible for this loan

Security Needed

  • This is a collateral-free loan

Documents Needed


  • Loan Application Form duly filled and signed by the applicant and co-applicant, if any
  • Two Passport Size Photographs of applicant and co-applicant
  • Personal ID Proof: Aadhaar Card, PAN Card, Passport or Driving License. PAN Card / PAN Card Issuing Letter is must
  • Signature Proof: PAN Card, Banker’s Verification, Driving License or Passport
  • Residential Address Proof (Any One): Aadhaar Card, Electricity Bill, Post-paid Phone Bill, Valid Rent Agreement
  • Income/Banking Proof for Salaried Professionals: Last 3 months’ salary slip, Form 16 or income tax returns
  • Salary account details

Reference Facts:

  • Bandhan Bank Website: www.bandhanbank.com
  • Headquarters: Kolkata, West Bengal
  • Call Centre Toll-Free Number: 1800 258 8181, 033 4409 9090