Thinking of availing a quick Personal Loan to pare down your debts?

Take a look at CSB Bank Casy Cash Scheme to consolidate your debts

CSB Bank Casy Cash Scheme

This loan scheme helps salaried as well as self-employed borrowers get financial assistance to meet their personal needs. This loan can be availed to meet expenses for a child’s wedding, domestic and foreign travel, medical emergency, debt consolidation, etc. This is the perfect loan scheme to deal with small financial crunches.

Features of CSB Bank Casy Cash Scheme Personal Loan

Why this Loan?

  • The CSB Bank Casy Cash Personal Loan Scheme is designed to help individuals who have a regular source of income get financial assistance to meet their personal needs
  • Borrowers can also avail this loan scheme to pay off their debts
  • The bank offers collateral-free loans up to Rs. 1 lakh

Loan Amount

  • The maximum loan amount offered under this loan scheme is Rs. 2 lakh

Interest

  • As of October 2020, the interest rate for this loan can be anywhere in the range from 12.50% to 25.00%

Repayment

  • This loan must be repaid within 4 years

Eligibility

  • Confirmed/permanent salaried employees of reputed organisations with at least three years of confirmed service are eligible for this loan
  • Self-employed professionals and other individuals with a regular source of income are eligible for this loan

Security Needed

  • Loans up to Rs. 1 lakh: The bank asks for third-party guarantee
  • Loans above Rs. 1 lakh: The bank asks for security of property or other tangible assets

Documents Needed

  • Loan Application Form duly filled and signed by the applicant and co-applicant, if any
  • Two Passport Size Photographs of applicant and co-applicant
  • Personal ID Proof: Aadhaar Card, PAN Card, Passport or Driving License. PAN Card / PAN Card Issuing Letter is must
  • Signature Proof: PAN Card, Banker’s Verification, Driving License or Passport
  • Residential Address Proof (Any One): Aadhaar Card, Electricity Bill, Post-paid Phone Bill, Valid Rent Agreement
  • Income/Banking Proof for Salaried Professionals: Last 3 months’ salary slip, Form 16 or income tax returns
  • Salary account details

Reference Facts:

  • CSB Bank Website: www.csb.co.in and www.csbnet.co.in (net banking)
  • Headquarters: Thrissur, Kerala
  • Call Centre Toll-Free Number: 1800 266 9090, 0422 6612300, 0422 2228422