Looking for a Business Loan from Axis Bank?

This page contains all the information you need to make a sensible and sound decision.

Corporate Business Loans from Axis Bank

Easily one of the popular, fast-growing private banks in India, Axis Bank offers a wide range of finance products to different segments of its customer base. The bank has a wide array of funded and non-funded facilities for its retail, corporate, MSME, NRI and other customers. As of April 2020, the bank offers five business loans to its corporate customers.

The five corporate business loans from Axis Bank are:

  1. Working Capital Finance
  2. Term Loan
  3. Trade Services
  4. Structured Finance
  5. Rent Receivable Financing

We give you a brief intro to the business loans below.

Axis Bank Working Capital Finance

The loan helps businesses finance their everyday operations such as for investment in current assets, purchase of raw materials, salary payments, power charges, etc. This a perfect loan scheme for businesses that need help during periods of reduced business activity or while waiting for receipt of payment after completing projects.

Features of the Axis Bank Working Capital Loan

Why this Loan?

  • The Axis Bank Working Capital Loan can be availed for all projects and activities related to running the business on a day-to-day basis
  • The loan is extended in different forms based on the borrower requirements such as Cash Credit, Overdraft facility, etc.

Axis Bank Term Loan

The loan helps businesses carry out different business activities right from acquiring land and building to purchasing machinery and vehicles. All projects are eligible for this loan as long as they are technically feasible and directly related to the growth and expansion of the business.


Features of Term Loan for Business

Why this Loan?

  • The Axis Bank Term Loan scheme is perfect for businesses that need funds for purchasing long-term assets for the business, acquiring land and property to build a business unit, upgrading machinery and equipment, etc.
  • The loan amount to be sanctioned under this loan is decided by the bank on a case-to-case basis

Axis Bank Trade Services

This loan helps businesses pay for pre-shipment, post-shipment, and other activities for your trade business right from sourcing, manufacturing or converting semi-finished into finished goods and services to importing raw materials and capital goods in foreign currency.

Features of Axis Bank Trade Services

Why this Loan?


  • The Axis Bank Trade Services scheme is meant for you if you need funds for meeting your export and import obligations. Please get in touch with the bank to get a list of all activities eligible for this loan
  • The repayment period for each loan is set on a case-to-case basis depending on factors such as the nature of project, quantum of loan, repayment capacity of the borrower, etc.
  • Axis Bank extends this loan in Indian currency as well as major foreign currencies

Axis Bank Structured Finance

The bank offers this as an umbrella loan scheme and has a range of business loan products to meet the needs of its corporate customers. The loan products under this scheme are specially designed to structure complex transactions and mitigate risks for the borrower.

Features of Axis Bank Structured Finance

Why this Loan?

  • Axis Bank Structured Finance schemes are perfect for businesses that need funds for complex transactions such as business acquisitions, investing in a foreign market, etc. These loan schemes help the businesses mitigate the credit and price risk at the same time
  • These are need-based loan schemes and each detail such as quantum of loan, repayment period, etc. is decided by the bank on a case-to-case basis

Axis Bank Rent Receivable Financing

This loan is designed to help business owners who have leased out their properties in the metro, urban, semi-urban areas to public sector undertakings, reputed private education institutions, reputed private hospitals or nursing homes, franchises of reputed corporates, etc. get funds for their various needs. The loan is also extended to businesses that have rented out goods such as computer hardware, construction equipment, furniture, etc.

Features of Axis Bank Rent Receivable Financing

Why this Loan?

  • The Axis Bank Rent Receivable Financing is meant for Registered Trusts, Societies and Companies imparting academic and/or professional education by establishing schools, colleges, etc. recognised by govt. authorities
  • The loan is also extended to businesses that have rented out goods such as computer hardware, construction equipment, furniture, etc.
  • The maximum loan amount sanctioned under this loan scheme is decided by the bank on a case-to-case basis

Important Note: Even though the bank’s website has information available for a few business loan schemes at this time, there is a possibility that the bank may offer more corporate loan options that are not yet published on the website. We suggest that you get in touch with the nearest branch to check the loan schemes they offer. This will also help you get a custom quote since many loan schemes are need-based and certain charges such as application charges, service charges, etc. may be decided on a case-to-case basis.

Interest Rate for Axis Bank Business Loans

  • As of April 2020, the applicable interest rate on Axis Bank business loans is not mentioned on the Axis Bank website. We suggest talking to a bank representative to get the details

Documents Needed for Individuals

  • Loan Application Form duly filled and signed by the applicant and co-applicant, if any
  • Two Passport Size Photographs of applicant and co-applicant
  • Personal ID Proof: Aadhaar Card, PAN Card, Passport or Driving License. PAN Card/ PAN Card Issue Letter is must
  • Signature Proof: PAN Card, Banker’s Verification, Driving License or Passport
  • Residential Address Proof (Any One): Aadhaar Card, Electricity Bill, Post-paid Phone Bill, Valid Rent Agreement
  • Income/Banking Proof: Last 6 months Bank Account Statement of applicant and co-applicant, Loan Statement of Running Loans, Latest Closed Loan NOC, Net Worth of the applicant and co-applicant
  • Security (as applicable): Margin Money, Previous and Current Sales Deed, Plant and Machinery list, Plant and Machinery Current Valuation Report, Property Photographs, Previous Property Search and Valuation Report
  • For term loans: Project report with details on product choice, market survey, projection of production and sales, infrastructural needs, etc.; projected cash and fund flow statement for the repayment period; and copies of all licenses and permits wherever applicable

Documents Needed for Proprietorship and Partnership Firms

  • Loan Application Form duly filled and signed
  • Partnership Deed and Partnership Registration Certificate
  • ID Proof of the Firm: Firm PAN Card or PAN Issuing Letter
  • Office Address Proof: Electricity Bill, Post-paid Phone Bill, Valid Rent Agreement
  • Income Proof: CMA Data and Project Report, Debtors and Creditors Certificate, GST Return, Last 3 years ITR of applicant and co-applicant, Audited or CA Certified Computation of Income/Trading Account/Profit and Loss Account/Balance Sheet, Annual Audit Report and Tax Audit Report if audited, Form 16A if applicable, Net Worth of applicants, co-applicants and guarantors
  • Banking Proof: Last 1-year Statement of Company’s Major Account, Current Account, Cash Credit Account, Overdraft Account, Loan Statement of Running Loans, Latest Closed Loan NOC and Last 6-months Bank Statement of Applicant and Co-applicant’s Savings Account
  • Security (as applicable): Margin Money, Previous and Current Sales Deed, Plant and Machinery list, Plant and Machinery Current Valuation Report, Property Photographs, Previous Property Search and Valuation Report
  • Other Relevant Documents: Partnership’s Business Profile, Promoter/Guarantor’s Profile, Corporate Brochure, Business Experience Supporting Documents, Business References
  • For Term Loans Only: Project report with details on product choice, market survey, projection of production and sales, infrastructural needs, etc.; projected cash and fund flow statement for the repayment period; and copies of all licenses and permits wherever applicable

Documents Needed for Private Limited and Public Limited Companies

  • Application Form duly filled and signed
  • Company ID Proof: Company’s PAN Card
  • Office Address Proof: Electricity Bill, Post-paid Phone Bill, Valid Rent Agreement
  • Business Proof: AOA and MOA, Company Incorporation Certificate, Business Commencement Certificate, Board Resolution, CA/CS verified Share Holding Pattern, ROC Annual Return, DIN Certificate, List of Directors on Company Letter Head, GST Number, Form 32 in case of Director Change
  • Income Proof: CMA Data and Project Report, Last 3 Years ITR Acknowledgement copy of Company and all Directors, Last 3 Years Annual Credit Report or Tax Audit Report with Article 3CB, Article 2D, Article 3CD, TDS Certificate/Form 16A, Net Worth Certificate
  • Banking Proof: Last 1-year Statement of Company’s Major Account, Current Account, Cash Credit Account, Overdraft Account, Loan Statement of Running Loans, Latest Closed Loan NOC and Last 6-months Bank Statement of Applicant and Co-applicant’s Savings Account
  • Security: Margin Money, Previous and Current Sales Deed, Plant and Machinery list, Plant and Machinery Current Valuation Report, Property Photographs, Previous Property Search and Valuation Report
  • Other Relevant Documents: Company’s Business Profile, Promoter/Guarantor’s Profile, Corporate Brochure, Business Experience Supporting Documents, Business References
  • For term loans only: Project report with details on product choice, market survey, projection of production and sales, infrastructural needs, etc.; projected cash and fund flow statement for the repayment period; and copies of all licenses and permits wherever applicable

Reference Facts

  • Axis Bank Website: www.axisbank.com
  • Headquarters: Mumbai, Maharashtra
  • Call Centre Number: 1860 419 5555, 1860 500 5555